Andrew and Ann-Marie

Location: Cambridge

Clients since: 2018

“We came to realise that without a financial plan, we’d keep on drifting without any concrete dates, timescales, values or milestones.”

We’re a professional couple with no kids. I run my own marketing business and Ann-Marie works in the City. We work really hard and even manage to put some money aside for a rainy day. We’ve dabbled in stocks and shares but without any clear strategy.

We came to realise that without a financial plan, we’d keep on drifting towards distant future ambitions without any concrete dates, timescales, values or milestones.  We talked about getting some financial advice for maybe three or four years. But kept putting it off. Finally, through a recommendation we found Helena and everything changed. Suddenly, we could see a pathway to retirement, a potential holiday home or that camper van we’ve always wanted!

Helena helped us with: Prioritising paying off our mortgage rather than accumulating low interest cash savings; Re-balancing our investment asset classes; Suggesting specific funds which better matched our attitude to risk; Calculating the affordability of a second home; Advising on pension transfers.

We agreed with Helena to check in every couple of years to make sure we are still on track or if a specific need arose. We’re happy managing our own investments on a day-to-day basis, but find it useful to know that support is there if we need it. A fixed fee is agreed in advance with Helena, so we all know where we stand.

To anyone thinking of getting some financial advice, we’d say don’t put if off. It really sorts your head out.

Smith & Wardle Financial Planning is a trading name of Smith & Wardle Financial Consultants LLP (OC398850). Registered in England and Wales, our registered office address is Suite B, Gloverside, 23-25 Bury Mead Road, Hitchin SG5 1RT.

We are authorised and regulated by the Financial Conduct Authority (FCA) under registration number 912090.

The content of this website is meant for information purposes only, and does not constitute advice. The value of investments can fall as well as rise, utilising investment products places capital at risk.

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01462 420544

Suite B, Gloverside
23-25 Bury Mead Road